Arizona Cash Flow Club
Education Opportunities Resources
| Opportunities |
 |
Network Marketing
Looking to build multiple streams of income? Want to learn how to run a business with minimal investment and risk? Direct sales or multi-level marketing just might be for you. Do NOT do it because your friends are doing it or because they think its cool. Do NOT join if you feel pressured.
If you do want to develop your business skills and create multiple streams of income, how do you know if you're picking a company that will facilitate your success and not be a scam? The bad apples have given the business experience and extra income that can be gained through direct sales/MLMs a bad rap. There are people who are very successful. They have achieved their success by consistently working the system provided by their chosen company.
Before you spend your time, money, and risk having all your friends dread your next call, take time to research the company you are considering. When researching opportunities, remember that over 90% of all MLM companies are not around after 5 years. You need to find a company that has their own patentable products that are in demand, time-tested, reusable, and not overpriced. You need to be sure your upline will provide you with the support that you will need to develop your. This means your upline needs to have a solid local presence. You might also want to join Mentoring for Free, an organization that gets overall very good reviews on their program.
Opportunity Due Diligence Resources
Read Network Marketing article by Robert Kiyosaki and Donald Trump (.pdf) to understand what you will likely get out of a network marketing opportunity.
Read If Your MLM Doesn't Contain These Quality Features, QUIT NOW! (.pdf) and make sure the opportunity you are considering meets these guidelines.
Research the company on www.MLMwatch.org and www.MLMwatchdog.com.
Plug in the company name along with the word SCAM in your search engine and review the results.
Zrii
Zrii, endorsed by the Chopra Center for Wellbeing, was founded by world-famous Dr. Deepak Chopra and neurologist Dr. David Simon. In terms of opportunity, its revolutionary and carefully crafted Prosperity Plan balances near-term income with long-term wealth. It's also more generous than any existing plan, providing many ways to easily earn money early on, as well as unmatched leadership rewards to create financial abundance on a level most have only imagined. To top it off, Zrii has not officially launched. There is more information than can be provided here so please visit www.zrii.com for information about this excellent product and the Prosperity Plan. Call Melissa if you want to sample the product and discuss how she can help you earn a little or a lot of money while having fun in the process. Melissa Miller 623-341-2473 or makmiller1@cox.net
Vemma & Verve!
Want to be a part of a driven team to promote Verve, the Worlds First Healthy Energy Drink you can find anywhere? Verve is a product of the Vemma line, whose parent company is New Vision - a billion dollar company. The company is dedicated to taking Verve to a billion dollar a year brand. With sales reaching $2 Million in the first 2 months, they are on their way. We are in the building phase of this premier opportunity. This is a hybrid structure where you are able to distribute to and bring Retail Establishments on as members. Energy drinks are currently a $5 billion dollar a year industry projected to be $10 billion in 2 years. Please contact me for more information and join my team -- the fastest growing team in the organization! Call Tim Floor today to learn more about this incredible opportunity - 602-616-1989 or visit www.myverve.com/arizonatim
Quixtar
Quixtar/Amway Global is a business opportunity company that offers entrepreneurs the ability to have a web-based business of their own. Through the Independent Business Owner Compensation Plan, individuals are rewarded for product sales resulting from their business-building efforts. Quixtar/Amway Global does not generate site traffic through advertising, instead rewarding IBOs, who earned $370.1 million in bonuses and incentives in fiscal 2006. The beauty of a business powered by Quixtar/Amway Global is that it allows one to be in business for themselves, but not by themselves. The corporation and a team of IBOs are there to help and support other IBOs every step of the way. In addition to the resources provided by Quixtar/Amway Global, there is also a proven training and motivation system available to help IBOs learn from the success of others. This combination of support makes a business powered by Quixtar/Amway Global unlike any other. For more information, contact:
Mike Liddicoat
(623) 341-4740
Mike@liddicoat.biz
YTB Travel
YTB offers any individual the tax benefits of a small busniess, the travel benefits of a "insider" travel agent, the technology of a multi-million dollar search engine, and complete business training for LESS THAN $500 and $49 A MONTH! This is a great business for anyone who likes to travel and understands the tax benefits of owning a business. YTB offers any indidual their own online travel business with full travel agent credentials. You will have your own custom travel website where anyone can book flights, hotels, cars, cruises, vacation packages, golf excursions, limo rides, flowers, and much more! You will receive a commission on each and every purchase made on your website. It's that simple, someone books travel on your site and YTB cuts you a check the next week. When you purchase your travel biz you will receive 2 travel credentials for yourself and a partner. With these credentials you can travel like a pro by receiving insider rates and as a travel agent all your travel can potentially be tax deductable! YTB also offers an MLM side of the business. When you refer others into the business you will receive a 50% match on whatever they make. You can build a team and create a fantastic PASSIVE income! For more details call Kris Ontiveros at 602-292-5747 or visit my websites (yours will look identical) www.amazingtraveltours.biz Go here for a presentation of the business. You can also sign up at this site, your personal site will be up and running in 5 minutes. www.amazingtraveltours.com This is the travel site, go ahead and compare with any of the major travel sites. All sites use the same search engines so all the rates are comparable. Would your friends and family rather have you receive a commission or Travelocity?
VM Direct
Capitalize on the digital age . Great opportunities are always created when there is a change in buying and usage habits. It happened with the invention of the telephone. It happened with the invention of the television. It happened with the invention of the computer. I'ts happening now as we enter the Digital Age. Our flagship product The Studio, as showcased on the helloWorld social network, is a comprehensive web-based digital platform that allows users to create, transcode, store, manage and share all their digital assests online, including photos, streaming videos, music, and more. Want to know more about this exciting company? Visit www.joanibaxter.com.
ACN
Imagine getting paid each time someone phones a friend across town, catches up with loved ones far away, surfs the web. Now imagine getting all this and more from a multi-million dollar, international company with a long track record of success and growing! Welcome to ACN – the worlds largest direct seller of telecommunications services! ACN is your opportunity to change the future for you, your family and everyone important to you; to create a new and dynamic life…and a life without boundaries. In fact, the ACN Opportunity has helped hundreds of thousands of people just like you control their destiny and build successful ACN businesses. Take a look around my site and see for yourself the energy, excitement, and opportunity that await you. We are confident the ACN Opportunity is the right one for you. Your future starts NOW. ACN Representatives are continuing to see their businesses benefit from the endorsement of Donald J. Trump. His endorsement serves as a huge testament to the integrity of the ACN Opportunity – never before has a company in the direct selling industry received an endorsement from someone of such stature. For more information contact Kenneth Hall at (602)413-0627 or informed@jaynangelhall.com.
Send Out Cards
SEND OUT CARDS, has a unique opportunity for anyone to work from home and create residual income. With SEND OUT CARDS you will have the premier mechanism to earn residual income that will set you free. You will have ability to create an income with a category leader. We are transforming the entire greeting card industry and all of network marketing. We have no competition. All roads lead to SEND OUT CARDS! With SEND OUT CARDS you will:
Have the ability to speak about something every business owner and entrepreneur needs. This will open more doors for you than ever before. People have a need to send 1 card every day. Most people currently only send ten per year.
You will implement positive law of attraction forces in your life by sending cards to your customers and those close to you.
You will generate more referrals than you know what to do with
SEND OUT CARDS is the best relationship marketing tool on the planet today. Traditional marketing is becoming less and less effective.
I’ll host a one on one walk through for people who would like to learn relationship marketing, customer appreciation technology, referral marketing, & network marketing. I offer up to 5 free greeting cards and the postage in a one on one coaching session. You will be able to send greeting cards to a customer, client or loved one while learning the above principles. Imagine a business where you simply showed someone how to send a greeting card from their computer. SEND OUT CARDS will print it, stuff it and stamp it for you. You can contact me, Matthew Mancino, at 602-327-7868 or matthew@matthewmancino.com
“Never let anyone you care about walk out to an empty mailbox” – Jim Rohn.
Melaleuca
Melaleuca is the world leader in referral marketing. We specialize in the production of environmentally friendly consumer items. Membership is granted to preferred customers who are then allowed to shop at wholesale prices and gain reward points for shopping on a monthly basis. In addition Melaleuca allows customers who wish to tell other people about their great products to revenue share. The income potential is unlimited and the work put in is in direct correlation with an individual's earnings. For more information on how to enjoy quality products and help the environment or looking for a second income stream contact:
Uzo Idigo
201-832-4376 or uzo_idigo@yahoo.com
Pre-Paid Legal Services
Life Events Legal Plans and Identity Theft Shield for clients across the US and parts of Canada. It is an opportunity to have an extra stream of income to build a retirement, better lifestyle or just help change the legacy of a family. We enjoy making a living while making a difference. For more information contact:
Diane La Vera, Independent Associate
Pre-Paid Legal Services, Inc
623-696-5360 or dlavera@prodigy.net
Arbonne
The health and wellness and anti-aging industries are EXPLODING! If you haven't yet heard of Arbonne International, I recommend for your benefit, that you at least take a peek. Arbonne is a 26 year old company that offers cutting edge products which are pure, safe and beneficial, formulated in Switzerland and manufactured in the U.S. Their products are all CONSUMABLE which is a HUGE factor when considering a network marketing company! Their target market is EVERYONE (babies, kids, teens, men, women and anti-aging). Arbonne attracts many different walks of life and educational backgrounds, from executives, retirees, stay-at-home moms to physicians, dentists and attorneys who have closed their practices with the successes they have achieved! Arbonne is just beginning to expand into the international market and the possibilities are endless! Find out if Arbonne can be a fit for you.
Robin Gay
480-231-0165
www.robingay.myarbonne.com
Nouveau Riche
Nouveau Riche is an educational college that creates real estate investors. It is the first real estate school of its kind in the world because it teaches real estate investing and wealth creation in an educational environment using Instructional Systems Design (ISD) just like all other major universities. There is no up-sale model unlike the gurus. There is never any selling in the classroom and no additional education necessary to buy because the program teaches you everything you need to know for the strategies taught. Nouveau Riche is building its 76 Million Dollar Entrepreneurial Center to hold its College in Phoenix, AZ for 2010. Our company was recently issued a license form the State of Arizona to grant Associates and Bachelors degrees in 5 areas of interest including Real Estate Investing. Nouveau Riche has one of the greatest success ratios in the market for turning people into investors because it teaches how to build a cashflow producing business which allows you to go out and buy Real Estate. It provides many tools and has an amazing community for you to work with, learn from and do deals with. We have an E.P.I.C. System in place to take new and existing investors to higher levels in their businesses. We Create Real Estate Investors, Not Just Teach Them. Become an Investor with Nouveau Riche and/or become an Independent Student Advisor. Earn $$$up to $9,750 on a single sale while you learn to invest. Find out if this is a fit for you by attending an E.P.I.C. Real Estate Presentation. Visit PHXREI.COM for a calendar of numerous REI networking events and get free tickets to the Real Estate Intensive on June 28th at IntensiveRegistration.com. Contact Ruben Greth at rlgreth@aol.com or 602-821-8347
Looking to build multiple streams of income? Want to learn how to run a business with minimal investment and risk? Direct sales or multi-level marketing just might be for you. Do NOT do it because your friends are doing it or because they think its cool. Do NOT join if you feel pressured.
If you do want to develop your business skills and create multiple streams of income, how do you know if you're picking a company that will facilitate your success and not be a scam? The bad apples have given the business experience and extra income that can be gained through direct sales/MLMs a bad rap. There are people who are very successful. They have achieved their success by consistently working the system provided by their chosen company.
Before you spend your time, money, and risk having all your friends dread your next call, take time to research the company you are considering. When researching opportunities, remember that over 90% of all MLM companies are not around after 5 years. You need to find a company that has their own patentable products that are in demand, time-tested, reusable, and not overpriced. You need to be sure your upline will provide you with the support that you will need to develop your. This means your upline needs to have a solid local presence. You might also want to join Mentoring for Free, an organization that gets overall very good reviews on their program.
Opportunity Due Diligence Resources
Read Network Marketing article by Robert Kiyosaki and Donald Trump (.pdf) to understand what you will likely get out of a network marketing opportunity.
Read If Your MLM Doesn't Contain These Quality Features, QUIT NOW! (.pdf) and make sure the opportunity you are considering meets these guidelines.
Research the company on www.MLMwatch.org and www.MLMwatchdog.com.
Plug in the company name along with the word SCAM in your search engine and review the results.
Zrii
Zrii, endorsed by the Chopra Center for Wellbeing, was founded by world-famous Dr. Deepak Chopra and neurologist Dr. David Simon. In terms of opportunity, its revolutionary and carefully crafted Prosperity Plan balances near-term income with long-term wealth. It's also more generous than any existing plan, providing many ways to easily earn money early on, as well as unmatched leadership rewards to create financial abundance on a level most have only imagined. To top it off, Zrii has not officially launched. There is more information than can be provided here so please visit www.zrii.com for information about this excellent product and the Prosperity Plan. Call Melissa if you want to sample the product and discuss how she can help you earn a little or a lot of money while having fun in the process. Melissa Miller 623-341-2473 or makmiller1@cox.net
Vemma & Verve!
Want to be a part of a driven team to promote Verve, the Worlds First Healthy Energy Drink you can find anywhere? Verve is a product of the Vemma line, whose parent company is New Vision - a billion dollar company. The company is dedicated to taking Verve to a billion dollar a year brand. With sales reaching $2 Million in the first 2 months, they are on their way. We are in the building phase of this premier opportunity. This is a hybrid structure where you are able to distribute to and bring Retail Establishments on as members. Energy drinks are currently a $5 billion dollar a year industry projected to be $10 billion in 2 years. Please contact me for more information and join my team -- the fastest growing team in the organization! Call Tim Floor today to learn more about this incredible opportunity - 602-616-1989 or visit www.myverve.com/arizonatim
Quixtar
Quixtar/Amway Global is a business opportunity company that offers entrepreneurs the ability to have a web-based business of their own. Through the Independent Business Owner Compensation Plan, individuals are rewarded for product sales resulting from their business-building efforts. Quixtar/Amway Global does not generate site traffic through advertising, instead rewarding IBOs, who earned $370.1 million in bonuses and incentives in fiscal 2006. The beauty of a business powered by Quixtar/Amway Global is that it allows one to be in business for themselves, but not by themselves. The corporation and a team of IBOs are there to help and support other IBOs every step of the way. In addition to the resources provided by Quixtar/Amway Global, there is also a proven training and motivation system available to help IBOs learn from the success of others. This combination of support makes a business powered by Quixtar/Amway Global unlike any other. For more information, contact:
Mike Liddicoat
(623) 341-4740
Mike@liddicoat.biz
YTB Travel
YTB offers any individual the tax benefits of a small busniess, the travel benefits of a "insider" travel agent, the technology of a multi-million dollar search engine, and complete business training for LESS THAN $500 and $49 A MONTH! This is a great business for anyone who likes to travel and understands the tax benefits of owning a business. YTB offers any indidual their own online travel business with full travel agent credentials. You will have your own custom travel website where anyone can book flights, hotels, cars, cruises, vacation packages, golf excursions, limo rides, flowers, and much more! You will receive a commission on each and every purchase made on your website. It's that simple, someone books travel on your site and YTB cuts you a check the next week. When you purchase your travel biz you will receive 2 travel credentials for yourself and a partner. With these credentials you can travel like a pro by receiving insider rates and as a travel agent all your travel can potentially be tax deductable! YTB also offers an MLM side of the business. When you refer others into the business you will receive a 50% match on whatever they make. You can build a team and create a fantastic PASSIVE income! For more details call Kris Ontiveros at 602-292-5747 or visit my websites (yours will look identical) www.amazingtraveltours.biz Go here for a presentation of the business. You can also sign up at this site, your personal site will be up and running in 5 minutes. www.amazingtraveltours.com This is the travel site, go ahead and compare with any of the major travel sites. All sites use the same search engines so all the rates are comparable. Would your friends and family rather have you receive a commission or Travelocity?
VM Direct
Capitalize on the digital age . Great opportunities are always created when there is a change in buying and usage habits. It happened with the invention of the telephone. It happened with the invention of the television. It happened with the invention of the computer. I'ts happening now as we enter the Digital Age. Our flagship product The Studio, as showcased on the helloWorld social network, is a comprehensive web-based digital platform that allows users to create, transcode, store, manage and share all their digital assests online, including photos, streaming videos, music, and more. Want to know more about this exciting company? Visit www.joanibaxter.com.
ACN
Imagine getting paid each time someone phones a friend across town, catches up with loved ones far away, surfs the web. Now imagine getting all this and more from a multi-million dollar, international company with a long track record of success and growing! Welcome to ACN – the worlds largest direct seller of telecommunications services! ACN is your opportunity to change the future for you, your family and everyone important to you; to create a new and dynamic life…and a life without boundaries. In fact, the ACN Opportunity has helped hundreds of thousands of people just like you control their destiny and build successful ACN businesses. Take a look around my site and see for yourself the energy, excitement, and opportunity that await you. We are confident the ACN Opportunity is the right one for you. Your future starts NOW. ACN Representatives are continuing to see their businesses benefit from the endorsement of Donald J. Trump. His endorsement serves as a huge testament to the integrity of the ACN Opportunity – never before has a company in the direct selling industry received an endorsement from someone of such stature. For more information contact Kenneth Hall at (602)413-0627 or informed@jaynangelhall.com.
Send Out Cards
SEND OUT CARDS, has a unique opportunity for anyone to work from home and create residual income. With SEND OUT CARDS you will have the premier mechanism to earn residual income that will set you free. You will have ability to create an income with a category leader. We are transforming the entire greeting card industry and all of network marketing. We have no competition. All roads lead to SEND OUT CARDS! With SEND OUT CARDS you will:
I’ll host a one on one walk through for people who would like to learn relationship marketing, customer appreciation technology, referral marketing, & network marketing. I offer up to 5 free greeting cards and the postage in a one on one coaching session. You will be able to send greeting cards to a customer, client or loved one while learning the above principles. Imagine a business where you simply showed someone how to send a greeting card from their computer. SEND OUT CARDS will print it, stuff it and stamp it for you. You can contact me, Matthew Mancino, at 602-327-7868 or matthew@matthewmancino.com
“Never let anyone you care about walk out to an empty mailbox” – Jim Rohn.
Melaleuca
Melaleuca is the world leader in referral marketing. We specialize in the production of environmentally friendly consumer items. Membership is granted to preferred customers who are then allowed to shop at wholesale prices and gain reward points for shopping on a monthly basis. In addition Melaleuca allows customers who wish to tell other people about their great products to revenue share. The income potential is unlimited and the work put in is in direct correlation with an individual's earnings. For more information on how to enjoy quality products and help the environment or looking for a second income stream contact:
Uzo Idigo
201-832-4376 or uzo_idigo@yahoo.com
Pre-Paid Legal Services
Life Events Legal Plans and Identity Theft Shield for clients across the US and parts of Canada. It is an opportunity to have an extra stream of income to build a retirement, better lifestyle or just help change the legacy of a family. We enjoy making a living while making a difference. For more information contact:
Diane La Vera, Independent Associate
Pre-Paid Legal Services, Inc
623-696-5360 or dlavera@prodigy.net
Arbonne
The health and wellness and anti-aging industries are EXPLODING! If you haven't yet heard of Arbonne International, I recommend for your benefit, that you at least take a peek. Arbonne is a 26 year old company that offers cutting edge products which are pure, safe and beneficial, formulated in Switzerland and manufactured in the U.S. Their products are all CONSUMABLE which is a HUGE factor when considering a network marketing company! Their target market is EVERYONE (babies, kids, teens, men, women and anti-aging). Arbonne attracts many different walks of life and educational backgrounds, from executives, retirees, stay-at-home moms to physicians, dentists and attorneys who have closed their practices with the successes they have achieved! Arbonne is just beginning to expand into the international market and the possibilities are endless! Find out if Arbonne can be a fit for you.
Robin Gay
480-231-0165
www.robingay.myarbonne.com
Nouveau Riche
Nouveau Riche is an educational college that creates real estate investors. It is the first real estate school of its kind in the world because it teaches real estate investing and wealth creation in an educational environment using Instructional Systems Design (ISD) just like all other major universities. There is no up-sale model unlike the gurus. There is never any selling in the classroom and no additional education necessary to buy because the program teaches you everything you need to know for the strategies taught. Nouveau Riche is building its 76 Million Dollar Entrepreneurial Center to hold its College in Phoenix, AZ for 2010. Our company was recently issued a license form the State of Arizona to grant Associates and Bachelors degrees in 5 areas of interest including Real Estate Investing. Nouveau Riche has one of the greatest success ratios in the market for turning people into investors because it teaches how to build a cashflow producing business which allows you to go out and buy Real Estate. It provides many tools and has an amazing community for you to work with, learn from and do deals with. We have an E.P.I.C. System in place to take new and existing investors to higher levels in their businesses. We Create Real Estate Investors, Not Just Teach Them. Become an Investor with Nouveau Riche and/or become an Independent Student Advisor. Earn $$$up to $9,750 on a single sale while you learn to invest. Find out if this is a fit for you by attending an E.P.I.C. Real Estate Presentation. Visit PHXREI.COM for a calendar of numerous REI networking events and get free tickets to the Real Estate Intensive on June 28th at IntensiveRegistration.com. Contact Ruben Greth at rlgreth@aol.com or 602-821-8347
Real Estate
This is not a recommendation to buy or an offer to sell Real Estate. Investors are urged to perform their own due diligence investigations before entering into any real estate transaction, or other contractual relationship, and prior to making a purchase decision. Information available here is for informational use only and does not imply or constitute an endorsement by Arizona Cash Flow Club.
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REOs
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5544 E. Kelton Lane, Scottsdale 85254
4br/2ba 2786sf
Great REO, $100,000 in equity! Nice 2 story home in north Scottsdale! Hard money available. Minor updating needed.
Est Value: $465,000-$500,000
Price: $340,000 (68%-73% LTV)
8712 W Vale Drive, Phoenix 85037
3br/2.5ba 1564sf
Nice 2 story REO cul-de-sac home! Needs minor updating and cleaning. Hard money available.
Est Value: $140,000-$150,000
Price: $89,000 (59%-63% LTV)
To view either of these properties, contact
Kyle Cross
Cross Road Investments, LLC
602-334-5755
kyle@crossroadinvestmentsllc.com
www.CrossRoadInvestmentsLLC.com
___________________________________
1429 S 15th Ave, Phoenix 85007
This property has 2 homes on 1 lot. Both homes are identical, 3 bedrooms 1 bathroom, about 1000sf, and were built in 2003. Both homes were leased for $750/mo. Both properties are separately metered so you have very little expenses. Tenants pay for water/sewer/trash/electricity/cable. All you would need to pay is insurance.
This property is listed for $114,900
2024 N 26th Ave, Phoenix 85008
This is a CASH COW!! This is a 4 plex that consists of a triplex (all 1 bedroom) and a 2 bedroom house. I am listing this property as a 4 plex, but the previous owner had 3 studio rooms that he rented out totaling 7 units! This property needs work but the price will reflect it. The property was leased for $3375/mo. prior to being vacated. The bank has not told me what it will be listed for yet, I suggested they list it at $135K to sell it quick. Bring me an offer!
To view either property, contact:
Kris Ontiveros
Keller Williams Lifestyle Realty
602-292-5747
krisonti@yahoo.com
www.teamontiveros.com
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Wholesale
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9431 N 7th Ave, Phoenix 85021
3br/1ba 1280sf
Block construction, french doors to "permitted" sq ft addition, large backyard, free standing carport, great location, quiet neighborhood.
Needs: roof, A/C, kitchen, bath, paint, flooring, windows.
Est Value: $125K-$135K
Price: $58,000
2017 N 35th, Phoenix 85009
3br/1ba 1034sf
Large kitchen with appliances, ceramic tile throughout (except bedrooms), newer A/C, enclosed garage with A/C, block construction, fully gated iron fence surrounds front yard.
Needs: Updated kitchen and bath, roof, paint, carpet.
Est Value: $125K-$130K
Price: $56,000
422 E Edison Ave, Buckeye 85326
3br/1ba 1178sf
Near downtown Buckeye, vinyl siding, aluminum soffit and fascia, block construction, like new kitchen cabinets, matching cabinets in laundry room, water heater and furnace like new, nice size lot with large brick BBQ in back, well kept, quiet neighborhood.
Needs: roof, A/C, paint, flooring
Est Value: $125K-$135K
Price: $48,000
To view any of these properties, contact
Dwain Johnson
480-260-3683
BluePointePartners@cox.net
___________________________________
1712 E Encinas Lane, Phoenix 85040
3br/2ba 1519sf
Affordable South Phoenix Home! Never been lived in! Hard money available.
Est Value: $155,000-$165,000.
Price: $115,000
To view this property, contact
Kyle Cross
Cross Road Investments, LLC
602-334-5755
kyle@crossroadinvestmentsllc.com
www.CrossRoadInvestmentsLLC.com
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The realization you’re in the wrong career does not hit like a lightening bolt. Rather, it festers within you for a long time, slowly worming its way into your consciousness, until one day you realize you’ve known it all along. For years, I sat in a ninety-minute-each-way commute in Chicago rush hour traffic to/from my telecom job in product management. I dreaded every Monday. It never occurred to me I could start over. It never occurred to me I might be an entrepreneur at heart, and I could create my own destiny. However, after the dot-com bubble burst left me on my own, the thought of another position in my field was finally too much to bear. I left my career and my horrible commute behind, and embarked on a new journey filled with questions, uncertainty…and elation.
It’s romantic to think the heavens will offer up a sign letting you know when the time is right to unleash your entrepreneurial spirit and start your dream business. Unfortunately, reality often doesn’t work that way. Launching a business is risky, and those risks can easily overwhelm your senses and weaken your confidence. The fear of failure pervades your psyche, and when the safety and security of your family is on the line, happiness seems like a selfish luxury you can’t afford to indulge.
Many people live their entire lives this way. For others, their work frustration grows a little every day until they realize their need for happiness is suddenly greater than the fear that comes with making that change. Once fear can be overcome – or at least overwhelmed – that’s when great things can happen.
However, merely conquering your fears is not nearly enough to ensure success in starting your own business. You might have all the desire and motivation in the world, but there are still many steps that need to be taken, and many questions that need to be answered. So once the desire outweighs the fear…then what?
1. Start Researching – Starting a new business demands acquiring a vast amount of information that literally no one can figure out entirely on his or her own. Luckily, our modern world is packed with resources and assistance for dedicated and passionate entrepreneurs. If you’re willing to take the time, you’ll find the facts you need.
• The Internet – As recently as ten years ago, compiling information on a given topic would mean an exhaustive process of scouring books in a library and talking to strangers on the phone. Luckily for entrepreneurs, the Internet has blown it all wide open. It is the entrepreneur’s best friend.
The business you are considering might be new to you, but it’s important to realize that it’s not for others. Get on the Internet and find everything you possibly can on your newly chosen field. Read it all, take notes, and write down questions that arise. Any piece of information you can get is one tiny step closer to being ready for your big change. But don’t get stuck in online analysis paralysis. At some point, it’s time to take the next step toward becoming an entrepreneur.
• A Mentor – There are people who work in your dream business who are willing to help you on your journey. You may need to find them in another city and may even have to sign off on a non-compete clause to get their advice, but they’re there for you. Find several people who work in your newly chosen field, and initiate discussions with them. Tell them you admire what they do, and ask if you could learn from them as you look to make a career change. When someone agrees to be a mentor, schedule a visit to their workplace where you can observe the process in action, take copious notes on all you see and hear, and ask a ton of questions. When starting a new business, there are absolutely no better lessons than those taught from someone within the field. They’ll tell you everything you want to know, plus much more you need to know.
2. Raise Money – One of the reasons why people so often fail to leave unpleasant work situations is the money; they simply earn too much in the job they hate, and fear a dream business of their own wouldn’t provide the same level of security. This is a legitimate fear, but there are things that can be done to mitigate the risk until the income matches the level of happiness and desired lifestyle.
• Save Up – Change doesn’t have to happen all at once. Merely planning for the switch can improve the situation in the short term. Put money aside out of every paycheck so you’ll have a nest egg for when you finally decide to take the plunge.
• Find Outside Funding – No matter how much money you’re able to save, it might not be enough to get a business off the ground. Luckily, there are other avenues for raising the needed capital. Look into finding government grants, private investors, or even bank loans to help you get started.
• Set Some Limits – No matter how strongly you believe in your new business and your ability to make it work, you don’t want to throw all your eggs into that basket. Be careful about putting up your personal assets as collateral. Keep some of your assets – be it your home, your pension, your 401K, etc. – off the table. Don’t invest your entire net worth into your business. In the event that something goes wrong, it will be a HUGE comfort to know some of your assets are protected.
3. Get to Work – Once the research is done and the money is raised, it’s time to get to work. New businesses take an extraordinary amount of time and effort if they’re going to make it. Don’t be afraid of the hours, and don’t shy away from the commitment. Remember: eighty hours in a job you love is still FAR more rewarding than forty in one you hate.
There will, of course, be obstacles along the way, but with enough passion, dedication and foresight, anything can be overcome. Keep reminding yourself you deserve to be happy, and your dream business is ultimately worth the time and effort it takes to get there. And once you do, you’ll never dread a Monday again….and as I like to say, everyday is a Friday!
Brian Kurth is the founder of VocationVacations and the author of "Test-Drive Your Dream Job." Kurth is a sought-after expert on how to pursue and attain one’s dream job. He has shared his wit and wisdom in appearances on NBC’s TODAY Show, CNN, and FOX News, and has been featured in articles in the New York Times, the Wall Street Journal and Fortune Magazine. Many more regularly turn to Brian for his comments, advice and insights. A native of Madison, Wisconsin, Kurth lives in Portland, Oregon.
This is not a recommendation to buy or an offer to sell Real Estate. Investors are urged to perform their own due diligence investigations before entering into any real estate transaction, or other contractual relationship, and prior to making a purchase decision. Information available here is for informational use only and does not imply or constitute an endorsement by Arizona Cash Flow Club.
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REOs
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5544 E. Kelton Lane, Scottsdale 85254
4br/2ba 2786sf
Great REO, $100,000 in equity! Nice 2 story home in north Scottsdale! Hard money available. Minor updating needed.
Est Value: $465,000-$500,000
Price: $340,000 (68%-73% LTV)
8712 W Vale Drive, Phoenix 85037
3br/2.5ba 1564sf
Nice 2 story REO cul-de-sac home! Needs minor updating and cleaning. Hard money available.
Est Value: $140,000-$150,000
Price: $89,000 (59%-63% LTV)
To view either of these properties, contact
Kyle Cross
Cross Road Investments, LLC
602-334-5755
kyle@crossroadinvestmentsllc.com
www.CrossRoadInvestmentsLLC.com
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1429 S 15th Ave, Phoenix 85007
This property has 2 homes on 1 lot. Both homes are identical, 3 bedrooms 1 bathroom, about 1000sf, and were built in 2003. Both homes were leased for $750/mo. Both properties are separately metered so you have very little expenses. Tenants pay for water/sewer/trash/electricity/cable. All you would need to pay is insurance.
This property is listed for $114,900
2024 N 26th Ave, Phoenix 85008
This is a CASH COW!! This is a 4 plex that consists of a triplex (all 1 bedroom) and a 2 bedroom house. I am listing this property as a 4 plex, but the previous owner had 3 studio rooms that he rented out totaling 7 units! This property needs work but the price will reflect it. The property was leased for $3375/mo. prior to being vacated. The bank has not told me what it will be listed for yet, I suggested they list it at $135K to sell it quick. Bring me an offer!
To view either property, contact:
Kris Ontiveros
Keller Williams Lifestyle Realty
602-292-5747
krisonti@yahoo.com
www.teamontiveros.com
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Wholesale
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9431 N 7th Ave, Phoenix 85021
3br/1ba 1280sf
Block construction, french doors to "permitted" sq ft addition, large backyard, free standing carport, great location, quiet neighborhood.
Needs: roof, A/C, kitchen, bath, paint, flooring, windows.
Est Value: $125K-$135K
Price: $58,000
2017 N 35th, Phoenix 85009
3br/1ba 1034sf
Large kitchen with appliances, ceramic tile throughout (except bedrooms), newer A/C, enclosed garage with A/C, block construction, fully gated iron fence surrounds front yard.
Needs: Updated kitchen and bath, roof, paint, carpet.
Est Value: $125K-$130K
Price: $56,000
422 E Edison Ave, Buckeye 85326
3br/1ba 1178sf
Near downtown Buckeye, vinyl siding, aluminum soffit and fascia, block construction, like new kitchen cabinets, matching cabinets in laundry room, water heater and furnace like new, nice size lot with large brick BBQ in back, well kept, quiet neighborhood.
Needs: roof, A/C, paint, flooring
Est Value: $125K-$135K
Price: $48,000
To view any of these properties, contact
Dwain Johnson
480-260-3683
BluePointePartners@cox.net
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1712 E Encinas Lane, Phoenix 85040
3br/2ba 1519sf
Affordable South Phoenix Home! Never been lived in! Hard money available.
Est Value: $155,000-$165,000.
Price: $115,000
To view this property, contact
Kyle Cross
Cross Road Investments, LLC
602-334-5755
kyle@crossroadinvestmentsllc.com
www.CrossRoadInvestmentsLLC.com
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Unleashing Your Entrepreneurial Spirit
by Brian Kurth
Author of Test-Drive Your Dream Job
by Brian Kurth
Author of Test-Drive Your Dream Job
The realization you’re in the wrong career does not hit like a lightening bolt. Rather, it festers within you for a long time, slowly worming its way into your consciousness, until one day you realize you’ve known it all along. For years, I sat in a ninety-minute-each-way commute in Chicago rush hour traffic to/from my telecom job in product management. I dreaded every Monday. It never occurred to me I could start over. It never occurred to me I might be an entrepreneur at heart, and I could create my own destiny. However, after the dot-com bubble burst left me on my own, the thought of another position in my field was finally too much to bear. I left my career and my horrible commute behind, and embarked on a new journey filled with questions, uncertainty…and elation.
It’s romantic to think the heavens will offer up a sign letting you know when the time is right to unleash your entrepreneurial spirit and start your dream business. Unfortunately, reality often doesn’t work that way. Launching a business is risky, and those risks can easily overwhelm your senses and weaken your confidence. The fear of failure pervades your psyche, and when the safety and security of your family is on the line, happiness seems like a selfish luxury you can’t afford to indulge.
Many people live their entire lives this way. For others, their work frustration grows a little every day until they realize their need for happiness is suddenly greater than the fear that comes with making that change. Once fear can be overcome – or at least overwhelmed – that’s when great things can happen.
However, merely conquering your fears is not nearly enough to ensure success in starting your own business. You might have all the desire and motivation in the world, but there are still many steps that need to be taken, and many questions that need to be answered. So once the desire outweighs the fear…then what?
1. Start Researching – Starting a new business demands acquiring a vast amount of information that literally no one can figure out entirely on his or her own. Luckily, our modern world is packed with resources and assistance for dedicated and passionate entrepreneurs. If you’re willing to take the time, you’ll find the facts you need.
• The Internet – As recently as ten years ago, compiling information on a given topic would mean an exhaustive process of scouring books in a library and talking to strangers on the phone. Luckily for entrepreneurs, the Internet has blown it all wide open. It is the entrepreneur’s best friend.
The business you are considering might be new to you, but it’s important to realize that it’s not for others. Get on the Internet and find everything you possibly can on your newly chosen field. Read it all, take notes, and write down questions that arise. Any piece of information you can get is one tiny step closer to being ready for your big change. But don’t get stuck in online analysis paralysis. At some point, it’s time to take the next step toward becoming an entrepreneur.
• A Mentor – There are people who work in your dream business who are willing to help you on your journey. You may need to find them in another city and may even have to sign off on a non-compete clause to get their advice, but they’re there for you. Find several people who work in your newly chosen field, and initiate discussions with them. Tell them you admire what they do, and ask if you could learn from them as you look to make a career change. When someone agrees to be a mentor, schedule a visit to their workplace where you can observe the process in action, take copious notes on all you see and hear, and ask a ton of questions. When starting a new business, there are absolutely no better lessons than those taught from someone within the field. They’ll tell you everything you want to know, plus much more you need to know.
2. Raise Money – One of the reasons why people so often fail to leave unpleasant work situations is the money; they simply earn too much in the job they hate, and fear a dream business of their own wouldn’t provide the same level of security. This is a legitimate fear, but there are things that can be done to mitigate the risk until the income matches the level of happiness and desired lifestyle.
• Save Up – Change doesn’t have to happen all at once. Merely planning for the switch can improve the situation in the short term. Put money aside out of every paycheck so you’ll have a nest egg for when you finally decide to take the plunge.
• Find Outside Funding – No matter how much money you’re able to save, it might not be enough to get a business off the ground. Luckily, there are other avenues for raising the needed capital. Look into finding government grants, private investors, or even bank loans to help you get started.
• Set Some Limits – No matter how strongly you believe in your new business and your ability to make it work, you don’t want to throw all your eggs into that basket. Be careful about putting up your personal assets as collateral. Keep some of your assets – be it your home, your pension, your 401K, etc. – off the table. Don’t invest your entire net worth into your business. In the event that something goes wrong, it will be a HUGE comfort to know some of your assets are protected.
3. Get to Work – Once the research is done and the money is raised, it’s time to get to work. New businesses take an extraordinary amount of time and effort if they’re going to make it. Don’t be afraid of the hours, and don’t shy away from the commitment. Remember: eighty hours in a job you love is still FAR more rewarding than forty in one you hate.
There will, of course, be obstacles along the way, but with enough passion, dedication and foresight, anything can be overcome. Keep reminding yourself you deserve to be happy, and your dream business is ultimately worth the time and effort it takes to get there. And once you do, you’ll never dread a Monday again….and as I like to say, everyday is a Friday!
Brian Kurth is the founder of VocationVacations and the author of "Test-Drive Your Dream Job." Kurth is a sought-after expert on how to pursue and attain one’s dream job. He has shared his wit and wisdom in appearances on NBC’s TODAY Show, CNN, and FOX News, and has been featured in articles in the New York Times, the Wall Street Journal and Fortune Magazine. Many more regularly turn to Brian for his comments, advice and insights. A native of Madison, Wisconsin, Kurth lives in Portland, Oregon.